About Rising Capital

Rising Capital is a purchaser of structured settlement, annuity, and lottery payment rights. Our team is comprised of industry experts who have helped thousands of annuitants exchange their future payment rights for a lump sum of cash. 

Yes, you will keep the same account executive throughout your entire exchange. Your account executive is here to assist you with your exchange and answer any questions you may have.

The amount of the lump sum you’ll receive in exchange for your payments depends on three main factors :

  1. The total amount of the payments you wish to exchange. (The total dollar amount you wish to exchange or the number of payments you wish to exchange.)
  2. When these payments are scheduled to be paid out. (This can be as soon as a month away or as far as years away.)
  3. The structure of the payout schedule. ( This can be via a monthly check, lump sums paid over a period of time, or a combination of the two.)

Yes! Rising Capital has Spanish speaking account executives that can assist you with your exchange.

NONE! Rising Capital Associates has no hidden fees and covers all costs associated with your transaction from beginning to end.

Structured Settlements

A structured settlement is an arrangement for periodic payments of damages established by settlement in resolution of a personal injury claim or lawsuit.

Structured Settlement Annuities are purchased when a claimant agrees to resolve a personal injury or wrongful death lawsuit by receiving all or part of a settlement in the form of periodic payments on a pre-determined schedule, rather than as a lump sum. Once a structured settlement annuity is purchased, the insurance company that issues it is contractually bound to adhere to the original payment schedule.

Structured Settlements are a very common payment stream for settling medical malpractice, personal injury, and wrongful death suits; However, many people who receive periodic payments may not realize that they have a structured settlement.

Medical Malpractice Settlements: Structured Settlements can be obtained when resolving a claim or lawsuit against a medical provider. This is particularly common when injuries sustained as a result of the medical malpractice require long-term treatment and care.

Personal Injury Settlements: Personal injury lawsuits generally involve compensation relating to the cost of medical bills, emotional trauma, or similar expenses. Accepting payments over a certain period of time (Structured Settlement) is common.

Wrongful Death Settlements: In the event that someone is tragically and wrongfully killed due to the fault of another person, the guilty party or the involved insurance agency may be required to pay compensation to the victim’s family. This can often be in the form of a structured settlement.

Most people can sell their rights to receive a structured settlement for a lump sum of cash. If your current payment schedule isn’t fitting your financial needs or you’d like to have full access to your money for a large investment, contact us to see if we can get you the lump sum you want.

1. Call Rising Capital

When you call Rising Capital, you’ll be connected to your dedicated account executive who can explain the court order process and provide you with real options.

2. Get A Free Evaluation

After discussing your situation and goals, your account executive will put together a custom quote for you with options to meet your needs.

3. Accept Your Quote

Once you’ve received your quote and have decided to accept it, you will receive a contract that provides details about your transfer.

4. Rising Capital Covers Fees

After you sign a contract agreeing to the transfer, Rising Capital will pay all expenses associated with the transfer. There are absolutely no out-of-pocket costs to you.

5. Get Court Approval

On the day of your court hearing, a judge will review your transfer to make sure this exchange of your payments is in your best interest.

6. Get Paid

Once the transfer has been approved, we typically have the funds to you within two business days of receiving a copy of the Court Order Approval.

Everyone who considers selling their structured settlement payments has different reasons for doing so. Some of the most common are paying off debt, covering medical expenses, purchasing / paying off a home, making a large investment, or starting a business.

No! You can choose to sell a period of your payments (Sell 5 years worth of a 10-year plan), sell a portion of your payments (Sell $200 of each monthly $1,000 payment), or sell all of your payments. How much of your structured settlement payment stream you should sell depends completely on your needs and what is in your best interest. Give Rising Capital a call and we can explain your options and help you determine your next steps.

All structured settlement transfers require court approval and the majority of jurisdictions will require you to appear in court. This is for your protection and to make sure you understand all the details of the sale. At the time of your court date, the judge will also ensure the transfer is in your best interest.

If you are selling a different type of annuity in exchange for a lump sum, it’s possible you will not need to appear in court.

Rising Capital understands it’s your money – and you need it now.  That’s why people who do business with us usually receive their lump sum within just two business days of our receiving a Qualified Court Order signed by the judge.

Absolutely! Rising Capital Associates has a team of representatives dedicated to serving customers who have previously done business with us or other structured settlement purchasing companies. Rising Capital is happy to help you with your next transfer. We are 100% dedicating to making sure the purchasing process goes smoothly and you’re able to receive the largest lump sum possible.

The amount of the lump sum you’ll receive in exchange for your structured settlement payments depends on three main factors :

  1. The total amount of the payments you wish to exchange. (The total dollar amount you wish to exchange or the number of payments you wish to exchange.)
  2. When these payments are scheduled to be paid out. (This can be as soon as a month away or as far as years away.)
  3. The structure of the payout schedule. ( This can be via a monthly check, lump sums paid over a period of time, or a combination of the two.)

NONE! Rising Capital Associates has no hidden fees and covers all costs associated with your transaction from beginning to end.

To obtain a quote to sell your structured settlement, you can call Rising Capital at (866) 444-5061 to speak with an account executive or fill out our online quote form here.

Have additional questions related to the sale of your structured settlement? We can help. Give us a call at (866) 444-5061 to speak to an account executive or fill out our online inquiry form here.

Annuities

An annuity is a financial product issued by an insurance company that provides payments to a recipient over a pre-determined period of time.

Many annuities have two phases.

The Accumulation Phase: During the accumulation phase, payments are made towards various investments that are meant to increase the overall value of the annuity.

The Payout Phase: During the payout phase, you begin to receive scheduled payments based on the amount of money that has accumulated.

Most people can sell their annuity for a lump sum of cash. If your current payment schedule isn’t fitting your financial needs or you’d like to have full access to your money for a large investment, contact us to see if we can get you the lump sum you want.

1. Call Rising Capital

When you call Rising Capital, you’ll be connected to your dedicated account executive who can explain the court order process and provide you with real options.

2. Get A Free Evaluation

After discussing your situation and goals, your account executive will put together a custom quote for you with options to meet your needs.

3. Accept Your Quote

Once you’ve received your quote and have decided to accept it, you will receive a contract that provides details about your transfer.

4. Rising Capital Covers Fees

Rising Capital has no hidden fees and covers all costs associated with your transaction from beginning to end.

5. The Process

If you own your annuity, we will work with your policy’s issuer to complete the change of ownership, payee, and beneficiary elections needed to complete your sale.

6. Get Paid

Once the policy’s issuer has confirmed the policy information has been updated, we will typically have funds to you within two business days.

The answer depends on how the annuity was originally funded.  If the annuity was purchased with after-tax dollars (not pre-tax employer or employee contributions), give us a call to find out if we can give you the money you need.

Everyone who considers selling their annuity payments has different reasons for doing so. Some of the most common are paying off debt, covering medical expenses, purchasing / paying off a home, making a large investment, or starting a business.

No! You can choose to sell a period of your payments (Sell 5 years worth of a 10-year plan), sell a portion of your payments (Sell $200 of each monthly $1,000 payment), or sell all of your payments. How much of your annuity payment stream you should sell depends completely on your needs and what is in your best interest. Give Rising Capital a call and we can explain your options and help you determine your next steps.

Depending on the provisions and riders of the annuity you own, you may be able to complete your sale and receive a lump sum from us in less than two weeks.

No Surrender Clauses and Surrender Fees are provisions contained within some annuities that limit your ability to alter the schedule under which you receive annuity payments.  Even if your annuity has these provisions, please contact us if you are trying to exchange your future payments for a lump sum today.  While the policy’s issuer may not be able to provide you with a lump sum, it’s possible we can.

The amount of the lump sum you’ll receive in exchange for your annuity payments depends on three main factors :

  1. The total amount of the payments you wish to exchange. (The total dollar amount you wish to exchange or the number of payments you wish to exchange.)
  2. When these payments are scheduled to be paid out. (This can be as soon as a month away or as far as years away.)
  3. The structure of the payout schedule. ( This can be via a monthly check, lump sums paid over a period of time, or a combination of the two.)

To obtain a quote to sell your annuity, you can call Rising Capital at (866) 444-5061 to speak with an account executive or fill out our online quote form here.

Have additional questions related to the sale of your annuity? We can help. Give us a call at (866) 444-5061 to speak to an account executive or fill out our online inquiry form here.

Lottery Prizes

While most people can sell their future lottery payments for a lump sum, certain rules apply. If your current payment schedule no longer fits your financial needs or you’d like to have full access to your money for a large purchase/investment, contact us to see if your lottery prize qualifies.

1. Call Rising Capital

When you call Rising Capital, you’ll be connected to your dedicated account executive who can explain the court order process and provide you with real options.

2. Get A Free Evaluation

After discussing your situation and goals, your account executive will put together a custom quote for you with options to meet your needs.

3. Accept Your Quote

Once you’ve received your quote and have decided to accept it, you will receive a contract that provides details about your transfer.

4. Rising Capital Covers Fees

Rising Capital has no hidden fees and covers all costs associated with your transaction from beginning to end.

5. The Process

If you own your annuity, we will work with your policy’s issuer to complete the change of ownership, payee, and beneficiary elections needed to complete your sale.

6. Get Paid

Once the policy’s issuer has confirmed the policy information has been updated, we will typically have funds to you within two business days.

No!  The choice is yours.  Sell a small portion of your future lottery payments for a lump sum or sell a larger portion of your future lottery payments for a larger lump sum.  Give Rising Capital a call and we can provide you with options so you can determine what’s best for you and your unique circumstances.

You might be surprised at all the reasons people would prefer to get a lump sum payment now in exchange for their future lottery prize payments.  Some of the most common reasons are to take advantage of a business or investment opportunity with potentially more lucrative yields, to pay off high-interest debts, to purchase a home or pay off a mortgage, to cover medical expenses, or to further educational goals.

To purchase your future lottery prize payments, we must file a petition in court and obtain court approval.  We generally fund all lottery winners within two business days of receiving the required court approval.

We can purchase future lottery prize payments from most people who won their prize in CA, CO, CT, FL, GA, LA, IL, IN, MA, ME, MI, MO, MT, NH, NJ, NY, OH, OR, PA, RI, TX, VA, WA, WI, and WV.  If you won a different type of prize or won in a different state, call us at Rising Capital to see if there’s something we can do to get you a lump sum now.

Yes.  Because lottery payments, unlike Structured Settlement payments, are taxable to the winner when they’re received, there will be tax consequences to selling your future lottery payments.  Since Rising Capital does not provide tax or accounting advice, we advise all lottery winners to obtain independent professional advice to help them make a well-informed decision.

The amount of the lump sum you’ll receive in exchange for your annuity payments depends on three main factors :

  1. The total amount of the payments you wish to exchange. (The total dollar amount you wish to exchange or the number of payments you wish to exchange.)
  2. When these payments are scheduled to be paid out. (This can be as soon as a month away or as far as years away.)
  3. The structure of the payout schedule.  (This depends on your schedule of lottery payments – whether your winnings are paid out on a monthly basis, an   annual basis, or based on a different calendar frequency).

To obtain a quote to sell your Lottery Prize payments, call Rising Capital at (866) 444-5061 to speak with an account executive or fill out our online quote form here.

Have additional questions related to the sale of your lottery, sweepstakes or casino jackpot winnings?  Give us a call at (866) 444-5061 to speak to an account executive or fill out our online inquiry form here.

Ready To Get Your Quote?

Rising Capital is here to help you get cash now for your structured settlement or annuity payments. We’ve helped thousands of people get access to the money they’re entitled to and we’re ready to help you, too.

Getting a quote for the exchange of your structured settlement or annuity payments is the first step towards you taking control of your finances and your future.

Your Quote Is Only A Few Steps Away…

  • 1. Fill out this form
  • 2. Connect with an account executive
  • 3. Verify your payments
  • 4. Get quoted

Get your quote in minutes

Fill out the form below to get your free, no-obligation quote from Rising Capital