Your Goal - Home Ownership

For many, purchasing a home is one of the largest financial commitments they will ever make.

Purchasing a home often requires a large down payment and, depending on the property you choose, you may even need to update or remodel the home before you move in.

Having the funds necessary to do this can require years of budgeting and saving, but if you have a structured settlement or annuity, you can access its current value now to take advantage of current housing prices before they increase.

Buy the home of your dreams, pay off your mortgage, or remodel your current home with a lump sum of cash in exchange for your payments.

Get A Quote

Exchange Your Payments

Receive a lump sum of cash that can allow you to make the changes and financial decisions necessary to become a home owner.

Make A Large Down Payment

Using your lump sum towards a down payment can make your monthly mortgage payments lower and requires you to borrow less from the bank, saving you thousands on interest.

Move Into A New Area

Using your lump sum to purchase a new home may allow you to move into a better school district, move into an area with more job opportunities, or move closer to family.

Make Needed Repairs

Using your lump sum to purchase a fixer-upper may allow you to get a better deal on a home. Your lump sum could also be used to make improvements and repairs to your existing residence.

Pay Off Your Existing Mortgage

Using your lump sum to pay off an existing mortgage can take a huge financial burden off your shoulders, save you thousands of dollars in interest payments, and allow for more flexibility with your finances.

Take Control of Your Money and Your Life

Get A Quote

The Quote Process

Getting a quote to exchange your structured settlement or annuity with Rising Capital is simple…

1. Call Rising Capital

You’ll immediately be connected to your dedicated account executive who will help you get quoted.

2. Verify Your Payments

Send us a picture of your paperwork or make a quick call with us to your insurance company.

3. Get Quoted

Your account executive will then present you with a customized quote with options to meet your unique needs.

Frequently Asked Questions

Have questions about exchanging your structured settlement or annuity in order to purchase a home, make needed home repairs, or pay off an existing mortgage? View the answers to some of our most frequently asked questions below.

1. Call Rising Capital

When you call Rising Capital, you’ll be connected to your dedicated account executive who can explain the court order process and provide you with real options.

2. Get A Free Evaluation

After discussing your situation and goals, your account executive will put together a custom quote for you with options to meet your needs.

3. Accept Your Quote

Once you’ve received your quote and have decided to accept it, you will receive a contract that provides details about your transfer.

4. Rising Capital Covers Fees

After you sign a contract agreeing to the transfer, Rising Capital will pay all expenses associated with the transfer. There are absolutely no out-of-pocket costs to you.

5. Get Court Approval

On the day of your court hearing, a judge will review your transfer to make sure this exchange of your payments is in your best interest.

6. Get Paid

Once the transfer has been approved, we typically have the funds to you within two business days of receiving a copy of the Court Order Approval.

1. Call Rising Capital

When you call Rising Capital, you’ll be connected to your dedicated account executive who can explain the court order process and provide you with real options.

2. Get A Free Evaluation

After discussing your situation and goals, your account executive will put together a custom quote for you with options to meet your needs.

3. Accept Your Quote

Once you’ve received your quote and have decided to accept it, you will receive a contract that provides details about your transfer.

4. Rising Capital Covers Fees

Rising Capital has no hidden fees and covers all costs associated with your transaction from beginning to end.

5. The Process

If you own your annuity, we will work with your policy’s issuer to complete the change of ownership, payee, and beneficiary elections needed to complete your sale.

6. Get Paid

Once the policy’s issuer has confirmed the policy information has been updated, we will typically have funds to you within two business days.

No! You can choose to sell a period of your payments (Sell 5 years worth of a 10 year plan), sell a portion of your payments (Sell $200 of each monthly $1,000 payment), or sell all of your payments. How much of your payment stream you should sell depends completely on your needs and what’s in your best interest. Give Rising Capital a call and we can explain your options and help you determine your next steps.

Nothing! Rising Capital Associates has no hidden fees and covers all costs associated with your structured settlement / annuity exchange from beginning to end.

Have additional questions related to the sale of your payment rights? We can help. Give us a call at (866) 444-5061 to speak to an account executive or fill out our online inquiry form here.

Get a Quote

Reach your goal of homeownership by exchanging your structured settlement or annuity for a lump sum of cash.