Your Goal - Pay Off Debt

It’s estimated that almost 80% of Americans are in debt – are you one of them? Rising Capital has helped thousands of annuitants exchange their payment rights to pay off their debt and get in control of their finances. Learn how you can do the same.

Debt makes it hard to reach your savings and personal goals.  Once you have too much debt, everything you try to finance will come with even higher interest rates.  This makes it almost impossible to get your debt paid off and usually results in a never-ending cycle of bills, collection calls, and insufficient funds.

However, through the exchange of your structured settlement or annuity, you can receive a lump sum of cash making it possible for you to pay off your debt, stop receiving collection calls, and save thousands on interest payments.

Pay off your debt and be on your way towards financial freedom with a lump sum of cash in exchange for your payments.

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Exchange Your Payments

Receive a lump sum of cash that can allow you to make the changes and financial decisions necessary to get out of debt.

Pay Off Credit Cards

Using your lump sum toward paying off credit card bills allows you to stop accumulating debt and start improving your credit.

Save On Interest

Using your lump sum to pay off debt means your accounts will no longer accrue interest every month.

Repay Loans

Using your lump sum to repay loans can eliminate a large financial burden and allow you more financial flexibility within your life.

Start Saving Money

If you have large amounts of debt, saving money can be challenging. Get rid of debt and start saving.

Take Control of Your Money and Your Life

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The Quote Process

Getting a quote to exchange your structured settlement or annuity with Rising Capital is simple…

1. Call Rising Capital

You’ll immediately be connected to your dedicated account executive who will help you get quoted.

2. Verify Your Payments

Send us a picture of your paperwork or make a quick call with us to your insurance company.

3. Get Quoted

Your account executive will then present you with a customized quote with options to meet your unique needs.

Frequently Asked Questions

Have questions about exchanging your structured settlement or annuity in order to pay off debt? View the answers to some of our most frequently asked questions below.

1. Call Rising Capital

When you call Rising Capital, you’ll be connected to your dedicated account executive who can explain the court order process and provide you with real options.

2. Get A Free Evaluation

After discussing your situation and goals, your account executive will put together a custom quote for you with options to meet your needs.

3. Accept Your Quote

Once you’ve received your quote and have decided to accept it, you will receive a contract that provides details about your transfer.

4. Rising Capital Covers Fees

After you sign a contract agreeing to the transfer, Rising Capital will pay all expenses associated with the transfer. There are absolutely no out-of-pocket costs to you.

5. Get Court Approval

On the day of your court hearing, a judge will review your transfer to make sure this exchange of your payments is in your best interest.

6. Get Paid

Once the transfer has been approved, we typically have the funds to you within two business days of receiving a copy of the Court Order Approval.

1. Call Rising Capital

When you call Rising Capital, you’ll be connected to your dedicated account executive who can explain the court order process and provide you with real options.

2. Get A Free Evaluation

After discussing your situation and goals, your account executive will put together a custom quote for you with options to meet your needs.

3. Accept Your Quote

Once you’ve received your quote and have decided to accept it, you will receive a contract that provides details about your transfer.

4. Rising Capital Covers Fees

Rising Capital has no hidden fees and covers all costs associated with your transaction from beginning to end.

5. The Process

If you own your annuity, we will work with your policy’s issuer to complete the change of ownership, payee, and beneficiary elections needed to complete your sale.

6. Get Paid

Once the policy’s issuer has confirmed the policy information has been updated, we will typically have funds to you within two business days.

No! You can choose to sell a period of your payments (Sell 5 years worth of a 10 year plan), sell a portion of your payments (Sell $200 of each monthly $1,000 payment), or sell all of your payments. How much of your payment stream you should sell depends completely on your needs and what’s in your best interest. Give Rising Capital a call and we can explain your options and help you determine your next steps.

Nothing! Rising Capital Associates has no hidden fees and covers all costs associated with your structured settlement / annuity exchange from beginning to end.

Have additional questions related to the sale of your payment rights? We can help. Give us a call at (866) 444-5061 to speak to an account executive or fill out our online inquiry form here.

Get a Quote

Take the first step towards living your life debt free.