Your Goal - Retirement

Retirement is something that many Americans dream of being able to achieve.

Finally slowing down and having the freedom to live leisurely is exactly why many Americans work so hard toward their retirement goals. Nowadays, most employers no longer offer pension accounts that were once a common benefit for a life of hard work.

Today many people can’t afford to retire and even those with savings accounts, 401(k)s, investments, and annuities, can worry if they’ll outlive their retirement income. Selling your structured settlement or annuity for a lump sum can allow you to have the money you need to be able to retire comfortably.

Live the best years of your life without stress or financial worry when you negotiate a lump sum of cash in exchange for your payments.

Get A Quote

Exchange Your Payments

Receive a lump sum of cash that can allow you to make the changes and financial decisions necessary to retire on your terms.

Retire Comfortably

Using your lump sum to retire on your terms means you don’t have to settle or continue working because you can’t afford retirement.

Retire Where You Want

Use your lump sum to move closer to family, into a community of like minded individuals, or just into the home of your dreams.

Leave A Legacy

Using your lump sum to retire may allow you to set aside more funds and assets for your heirs in order to build your legacy.

Minimize Debt

Using your lump sum for retirement may allow you to pay off debts that had previously made retirement seem difficult or even impossible.

Take Control of Your Money and Your Life

Get A Quote

The Quote Process

Getting a quote to exchange your structured settlement or annuity with Rising Capital is simple…

1. Call Rising Capital

You’ll immediately be connected to your dedicated account executive who will help you get quoted.

2. Verify Your Payments

Send us a picture of your paperwork or make a quick call with us to your insurance company.

3. Get Quoted

Your account executive will then present you with a customized quote with options to meet your unique needs.

Frequently Asked Questions

Have questions about exchanging your structured settlement or annuity in order to retire when and where you want to? View the answers to some of our most frequently asked questions below.

1. Call Rising Capital

When you call Rising Capital, you’ll be connected to your dedicated account executive who can explain the court order process and provide you with real options.

2. Get A Free Evaluation

After discussing your situation and goals, your account executive will put together a custom quote for you with options to meet your needs.

3. Accept Your Quote

Once you’ve received your quote and have decided to accept it, you will receive a contract that provides details about your transfer.

4. Rising Capital Covers Fees

After you sign a contract agreeing to the transfer, Rising Capital will pay all expenses associated with the transfer. There are absolutely no out-of-pocket costs to you.

5. Get Court Approval

On the day of your court hearing, a judge will review your transfer to make sure this exchange of your payments is in your best interest.

6. Get Paid

Once the transfer has been approved, we typically have the funds to you within two business days of receiving a copy of the Court Order Approval.

1. Call Rising Capital

When you call Rising Capital, you’ll be connected to your dedicated account executive who can explain the court order process and provide you with real options.

2. Get A Free Evaluation

After discussing your situation and goals, your account executive will put together a custom quote for you with options to meet your needs.

3. Accept Your Quote

Once you’ve received your quote and have decided to accept it, you will receive a contract that provides details about your transfer.

4. Rising Capital Covers Fees

Rising Capital has no hidden fees and covers all costs associated with your transaction from beginning to end.

5. The Process

If you own your annuity, we will work with your policy’s issuer to complete the change of ownership, payee, and beneficiary elections needed to complete your sale.

6. Get Paid

Once the policy’s issuer has confirmed the policy information has been updated, we will typically have funds to you within two business days.

No! You can choose to sell a period of your payments (Sell 5 years worth of a 10 year plan), sell a portion of your payments (Sell $200 of each monthly $1,000 payment), or sell all of your payments. How much of your payment stream you should sell depends completely on your needs and what’s in your best interest. Give Rising Capital a call and we can explain your options and help you determine your next steps.

Nothing! Rising Capital Associates has no hidden fees and covers all costs associated with your structured settlement / annuity exchange from beginning to end.

Have additional questions related to the sale of your payment rights? We can help. Give us a call at (866) 444-5061 to speak to an account executive or fill out our online inquiry form here.

Get a Quote

Retire how you want when you exchange your structured settlement or annuity for a lump sum of cash.