Your Goal - Purchase A New Car

Purchasing a new car allows you to provide a safe and reliable means of transportation for you and your family.

Purchasing a brand new car can be expensive, but it may be necessary if your existing vehicle has proven to be unreliable or is damaged beyond repair.

Exchanging your structured settlement or annuity for a lump sum can give you the cash needed to make a large down payment or purchase a new car outright.

Purchase a new car with a lump sum of cash in exchange for your payments.

Get Your Present Value

Exchange Your Payments

Receive a lump sum of cash that can allow you to make the changes and financial decisions necessary to purchase a new car.

Safer Transportation

Newer cars are generally safer than older cars because they’re made with current safety standards in mind.

Reliable Transportation

Using your lump sum to purchase a new car can provide you with reliable transportation which is often necessary to satisfy employment opportunities and responsibilities.

Better Gas Mileage

The better gas mileage your car has, the less money you’re spending on gas each month. Better mileage = more savings.

Bigger Down Payment

Use your lump sum to put a bigger down payment on a car or to purchase a new car outright, saving thousands on interest.

Take Control of Your Money and Your Life

Get Your Present Value

The Valuation Process

Getting a valuation to exchange your structured settlement or annuity with Rising Capital is simple…

1. Call Rising Capital

You’ll immediately be connected to your dedicated account executive who will help you get your valuation.

2. Verify Your Payments

Send us a picture of your paperwork or make a quick call with us to your insurance company.

3. Get Your Present Value

Your account executive will then present you with a customized valuation with options to meet your unique needs.

Frequently Asked Questions

Have questions about exchanging your structured settlement or annuity in order to purchase a new car? View the answers to some of our most frequently asked questions below.

1. Call Rising Capital

When you call Rising Capital, you’ll be connected to your dedicated account executive who can explain the court order process and provide you with real options.

2. Get A Free Evaluation

After discussing your situation and goals, your account executive will put together a custom valuation for you with options to meet your needs.

3. Accept Your Valuation

Once you’ve received your valuation and have decided to accept it, you will receive a contract that provides details about your transfer.

4. Rising Capital Covers Fees

Rising Capital has no hidden fees and covers all costs associated with your transaction from beginning to end.

5. Get Court Approval

On the day of your court hearing, a judge will review your transfer to make sure this exchange of your payments is in your best interest.

6. Get Paid

Once the transfer has been approved, we typically have the funds to you within two business days of receiving a copy of the Court Order Approval.

1. Call Rising Capital

When you call Rising Capital, you’ll be connected to your dedicated account executive who can explain the court order process and provide you with real options.

2. Get A Free Evaluation

After discussing your situation and goals, your account executive will put together a custom valuation for you with options to meet your needs.

3. Accept Your Valuation

Once you’ve received your valuation and have decided to accept it, you will receive a contract that provides details about your transfer.

4. Rising Capital Covers Fees

Rising Capital has no hidden fees and covers all costs associated with your transaction from beginning to end.

5. The Process

If you own your annuity, we will work with your policy’s issuer to complete the change of ownership, payee, and beneficiary elections needed to complete your sale.

6. Get Paid

Once the policy’s issuer has confirmed the policy information has been updated, we will typically have funds to you within two business days.

No! You can choose to convert a period of your payments (convert 5 years worth of a 10 year plan), convert a portion of your payments (convert$200 of each monthly $1,000 payment), or convert all of your payments. How much of your payment stream you should exchange depends completely on your needs and what’s in your best interest. Give Rising Capital a call and we can explain your options and help you determine your next steps.

Nothing! Rising Capital Associates has no hidden fees and covers all costs associated with your structured settlement / annuity exchange from beginning to end.

Have additional questions related to your exchange? We can help. Give us a call at (866) 444-5061 to speak to an account executive or fill out our online inquiry form here.

Get Your Present Value

Purchase a new car for you and your family by exchanging your structured settlement or annuity for a lump sum of cash.