What is an Annuity?
Our Annuity Purchasing Process
Different annuities include different provisions or riders that may impact your ability to sell the annuity. If you own a non-qualified annuity and are staggered by the cash surrender fees your insurance company charges, contact Rising Capital to see how we can get you more money.
If you purchased the annuity yourself (without employer contributions), the process may be as simple as:
- Get a Free Quote from Rising Capital by calling us or completing the free quote inquiry (link above).
- Sign a contract, a Letter of Direction, and an Irrevocable Request to change the Payee, Beneficiary and/or Owner.
- Receive a lump sum from us as soon as the paperwork is processed by your insurance carrier.
Selling your annuity payments exchanges the future value of an inflexible fixed asset with a present cash lump sum paid in full to the annuitant at the time of approval. For immediate assistance or for more information on selling annuity payments for cash, call Rising Capital today at 866.444.5061.