By Dave Ramsey | More Content Now For more than 20 years, I’ve had the honor of helping millions of families take control of their money and stop drowning in debt. It’s been awesome to see so many people change their lives! Early on, however, I noticed a pattern with the people I was counseling and the callers on my radio show. The thought of getting out of debt was overwhelming to them. The pile of debt in front of them seemed too big, and they didn’t know how to start. That’s why I created the Baby Steps. These seven money markers are designed to get you out of debt and show you how to build the kind of wealth you always dreamed of. But taking control of your money doesn’t happen overnight. The Baby Steps are based on the idea that you can accomplish anything if you take it one step at a time. READ MORE